# Hong Leong Bank — Wrapped API

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>
> Locus runs on multiple environments -- make sure every URL you call matches your expected environment.
> | Environment | Landing | API | Docs |
> |---|---|---|---|
> | Production | paywithlocus.com | api.paywithlocus.com | docs.paywithlocus.com |
> | Beta | beta.paywithlocus.com | api.beta.paywithlocus.com | docs.paywithlocus.com |
> | Stage | stage.paywithlocus.com | api.stage.paywithlocus.com | docs.paywithlocus.com |
>
> If the API URL above doesn't match your expected environment, re-fetch this file from the correct domain.

> Check Hong Leong Bank's fixed deposit offerings, compare interest rates across regular, Islamic, and foreign currency options, and discover current promotions to find the best rates for your savings. View detailed product information to make informed decisions about where to place your deposits.

**Category:** Finance & Markets | **Website:** [hlb.com.my/](https://hlb.com.my/) | **Docs:** [parse.bot/marketplace/cf2ed996-9df3-4a60-b862-5d71e94f123e/hlb-com-my-api](https://parse.bot/marketplace/cf2ed996-9df3-4a60-b862-5d71e94f123e/hlb-com-my-api)

Pay-per-use API proxy for Locus Pro. Each call burns credits from your workspace balance.

## Access

**Base URL:** `https://api.paywithlocus.com/api/wrapped/credits/hong-leong-bank/`
**Auth:** `Authorization: Bearer <LOCUS_CREDITS_SECRET_KEY>` (an `lcr_` secret key or a scoped `lcac_` agent credential)
**Required header:** `Idempotency-Key: <fresh UUID per call>`. A retry with the same key replays the stored result without a new charge.
**Response:** the provider response after any endpoint-specific normalization. `X-Locus-Credits-Charged` carries the charge and `X-Locus-Credits-Balance` the remaining balance. Insufficient credits return `402` before the provider is called.
**Pricing:** estimated costs below are USD. Locus debits the credit equivalent at your workspace rate.

Full call contract: https://docs.paywithlocus.com/api-reference/introduction

> Using a Pay With Locus wallet key (`claw_` prefix)? Wallet routes are documented separately: https://docs.paywithlocus.com/wrapped-apis/for-agents

## Endpoints

### Get efixed deposit interest rates

Get interest rates for the e-Fixed Deposit product available via HLB Connect online banking. Returns per-tenure interest rates and the placement method.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/credits/hong-leong-bank/get-efixed-deposit-interest-rates \
  -H "Authorization: Bearer $LOCUS_CREDITS_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### Get fd product details

Get detailed information for a specific fixed deposit product page including interest rates, minimum deposit, product type, and terms and conditions documents. The product_url can be obtained from get_fixed_deposit_products.

**Estimated cost:** Metered

| Field | Type | Required | Description |
|-------|------|----------|-------------|
| `product_url` | string | Yes | Full URL of the product page to scrape. Obtain from get_fixed_deposit_products results. |

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/credits/hong-leong-bank/get-fd-product-details \
  -H "Authorization: Bearer $LOCUS_CREDITS_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{"product_url":"<string>"}'
```

### Get fd promotions

Get active fixed deposit promotions and campaigns from Hong Leong Bank. Filters promotions containing Fixed Deposit, FD, or Deposit keywords from the bank's promotions API. May return an empty list if no FD-related promotions are currently active.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/credits/hong-leong-bank/get-fd-promotions \
  -H "Authorization: Bearer $LOCUS_CREDITS_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### Get fixed deposit interest rates

Get interest rates for the standard Fixed Deposit Account including all tenures from 1 month to 60 months. Returns the effective date, minimum deposit requirements, and per-tenure interest rates.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/credits/hong-leong-bank/get-fixed-deposit-interest-rates \
  -H "Authorization: Bearer $LOCUS_CREDITS_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### Get fixed deposit products

List all available fixed deposit products from Hong Leong Bank. Returns product names with URLs to their detail pages. Single-page response with no pagination parameters.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/credits/hong-leong-bank/get-fixed-deposit-products \
  -H "Authorization: Bearer $LOCUS_CREDITS_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### Get foreign currency fd interest rates

Get interest rates for the Foreign Currency Fixed Deposit across multiple currencies (USD, AUD, CAD, CNY, EUR, GBP, HKD, JPY, NZD, SGD) and minimum deposit requirements per currency.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/credits/hong-leong-bank/get-foreign-currency-fd-interest-rates \
  -H "Authorization: Bearer $LOCUS_CREDITS_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{}'
```

## Next steps

- [All wrapped API providers](https://paywithlocus.com/wapi/index.md): pick another provider.
- [Find and call tools](https://paywithlocus.com/agent/tools.md): price ceilings, async results, and errors.
- [Credits and billing](https://paywithlocus.com/agent/billing.md): what a call costs and how to add credits.
- [Agent docs index](https://paywithlocus.com/agent/index.md): every Locus agent page.