# Commonwealthbank — Wrapped API

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>
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> | Environment | Landing | API | Docs |
> |---|---|---|---|
> | Production | paywithlocus.com | api.paywithlocus.com | docs.paywithlocus.com |
> | Beta | beta.paywithlocus.com | api.beta.paywithlocus.com | docs.paywithlocus.com |
> | Stage | stage.paywithlocus.com | api.stage.paywithlocus.com | docs.paywithlocus.com |
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> If the API URL above doesn't match your expected environment, re-fetch this file from the correct domain.

> Access Commonwealth Bank's loan product listings with real-time interest rates, comparison rates, and fees across home loans and personal loans. Includes current promotional offers, product variations, and LVR-based rate tiers.

**Category:** Finance & Markets | **Website:** [commonwealthbank.com.au/](https://commonwealthbank.com.au/) | **Docs:** [parse.bot/marketplace/1538bd28-f6b3-4fd4-b81e-398c5551cfd5/commonwealthbank-com-au-api](https://parse.bot/marketplace/1538bd28-f6b3-4fd4-b81e-398c5551cfd5/commonwealthbank-com-au-api)

Pay-per-use API proxy. Each call is automatically billed to your wallet in USDC.

## Access

**Base URL:** `https://api.paywithlocus.com/api/wrapped/parse-commonwealthbank-com-au-api-1538bd28/`
**Auth:** `Authorization: Bearer <LOCUS_API_KEY>`

## Endpoints

### get_all_loans

Retrieve all loan products (Home and Personal) in a single call. Returns home loan data from CommBank's internal rates API combined with personal loan rates scraped from product pages. Home loans include principal-and-interest and interest-only rates, wealth package variants, and LVR-based margin tiers. Personal loans include detected interest and comparison rates for Fixed, Variable, and Secured products.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/parse-commonwealthbank-com-au-api-1538bd28/get_all_loans \
  -H "Authorization: Bearer YOUR_LOCUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### get_home_loans

Get detailed home loan rates and variations from CommBank's internal rates API. Returns all home loan products with principal-and-interest and interest-only rates, wealth package variants, LVR-based margin tiers, and fee breakdowns. Each product includes establishment, ongoing, and settlement fees. Fixed-rate products include post-period revert rates.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/parse-commonwealthbank-com-au-api-1538bd28/get_home_loans \
  -H "Authorization: Bearer YOUR_LOCUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### get_personal_loans

Get personal loan interest and comparison rates by scraping CommBank's personal loan product pages. Returns detected rates for Fixed Rate, Variable Rate, and Secured personal loans. Rates are extracted from the page text using pattern matching on 'X.XX% p.a.' format.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/parse-commonwealthbank-com-au-api-1538bd28/get_personal_loans \
  -H "Authorization: Bearer YOUR_LOCUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{}'
```