# National Australia Bank — Wrapped API

> **You are on:** `https://api.paywithlocus.com/api` | [llms.txt](https://paywithlocus.com/llms.txt) | [docs](https://docs.paywithlocus.com)
>
> Locus runs on multiple environments -- make sure every URL you call matches your expected environment.
> | Environment | Landing | API | Docs |
> |---|---|---|---|
> | Production | paywithlocus.com | api.paywithlocus.com | docs.paywithlocus.com |
> | Beta | beta.paywithlocus.com | api.beta.paywithlocus.com | docs.paywithlocus.com |
> | Stage | stage.paywithlocus.com | api.stage.paywithlocus.com | docs.paywithlocus.com |
>
> If the API URL above doesn't match your expected environment, re-fetch this file from the correct domain.

> Get current NAB home loan, personal loan, and credit card rates along with product details, then calculate repayments or compare lending options across their full product range. Access live interest rates, business lending information, and rates hub data to make informed borrowing decisions.

**Category:** Finance & Markets | **Website:** [nab.com.au/](https://nab.com.au/) | **Docs:** [parse.bot/marketplace/4a98564b-1d0a-4dca-9e2e-9bd5469af7f0/nab-com-au-api](https://parse.bot/marketplace/4a98564b-1d0a-4dca-9e2e-9bd5469af7f0/nab-com-au-api)

Pay-per-use API proxy. Each call is automatically billed to your wallet in USDC.

## Access

**Base URL:** `https://api.paywithlocus.com/api/wrapped/parse-nab-com-au-api-4a98564b/`
**Auth:** `Authorization: Bearer <LOCUS_API_KEY>`

## Endpoints

### get_all_home_loan_interest_rates

Scrape the comprehensive home loan interest rates page, returning all rate tables organized by loan type (variable, fixed, Choice Package, etc.) with LVR tiers. Each table includes rows with interest rate and comparison rate columns.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/parse-nab-com-au-api-4a98564b/get_all_home_loan_interest_rates \
  -H "Authorization: Bearer YOUR_LOCUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### get_business_lending_rates

Get business lending interest rates.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/parse-nab-com-au-api-4a98564b/get_business_lending_rates \
  -H "Authorization: Bearer YOUR_LOCUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### get_credit_card_products

List credit card products from the NAB credit cards page. Returns product names, URLs to product detail pages, and lists of key features for each card.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/parse-nab-com-au-api-4a98564b/get_credit_card_products \
  -H "Authorization: Bearer YOUR_LOCUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### get_home_loan_products

List home loan products from NAB's structured content API. Returns product names, descriptions, current interest rates (variable and comparison), key features, and fee schedules. Each product includes multiple rate tiers (e.g. by LVR band) and a unique product_id.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/parse-nab-com-au-api-4a98564b/get_home_loan_products \
  -H "Authorization: Bearer YOUR_LOCUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### get_home_loan_rates_json

Get the full structured JSON data fragment used by NAB's home loan repayments calculator. Returns all products with complete rate tables (every LVR tier), fee schedules, features, field labels, and calculator configuration. This is the raw data behind NAB's interactive calculator widget.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/parse-nab-com-au-api-4a98564b/get_home_loan_rates_json \
  -H "Authorization: Bearer YOUR_LOCUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### get_home_loan_repayment_calculator

Calculate repayments and view interest rates for home loans using the NAB GraphQL API.

**Estimated cost:** Metered

| Field | Type | Required | Description |
|-------|------|----------|-------------|
| `borrowing_amount` | string | No | Amount to borrow |
| `loan_purpose` | string | No | Loan purpose (OWNER_OCCUPIED or INVESTMENT) |
| `property_value` | string | No | Estimated property value |
| `repayment_type` | string | No | Repayment type (PRINCIPAL_AND_INTEREST or INTEREST_ONLY) |

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/parse-nab-com-au-api-4a98564b/get_home_loan_repayment_calculator \
  -H "Authorization: Bearer YOUR_LOCUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"borrowing_amount":"<string>","loan_purpose":"<string>","property_value":"<string>","repayment_type":"<string>"}'
```

### get_indicator_rates_other_lending

Get indicator interest rates for credit cards, personal loans, and overdrafts from NAB's indicator rates page. Returns multiple rate tables covering current and legacy products with purchase rates, cash advance rates, and comparison rates.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/parse-nab-com-au-api-4a98564b/get_indicator_rates_other_lending \
  -H "Authorization: Bearer YOUR_LOCUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### get_personal_loan_products

List personal loan products from the NAB personal loans page. Returns product names, URLs linking to product detail pages, and brief descriptions.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/parse-nab-com-au-api-4a98564b/get_personal_loan_products \
  -H "Authorization: Bearer YOUR_LOCUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### get_personal_loan_repayment_calculator

Calculate repayments for personal loans using the NAB GraphQL API.

**Estimated cost:** Metered

| Field | Type | Required | Description |
|-------|------|----------|-------------|
| `interest_type` | string | No | Interest type (FIXED or VARIABLE) |
| `loan_amount` | string | No | Loan amount |
| `loan_term` | string | No | Loan term in months (e.g., 12 to 84) |
| `rate` | string | No | Interest rate percentage (as found in indicator rates) |

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/parse-nab-com-au-api-4a98564b/get_personal_loan_repayment_calculator \
  -H "Authorization: Bearer YOUR_LOCUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"interest_type":"<string>","loan_amount":"<string>","loan_term":"<string>","rate":"<string>"}'
```

### get_rates_hub

Browse the NAB interest rates and fees hub page to discover categorized links to rate pages, calculators, and related resources.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/parse-nab-com-au-api-4a98564b/get_rates_hub \
  -H "Authorization: Bearer YOUR_LOCUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{}'
```