# Norvik Bank — Wrapped API

> **You are on:** `https://api.paywithlocus.com/api` | [llms.txt](https://paywithlocus.com/llms.txt) | [docs](https://docs.paywithlocus.com)
>
> Locus runs on multiple environments -- make sure every URL you call matches your expected environment.
> | Environment | Landing | API | Docs |
> |---|---|---|---|
> | Production | paywithlocus.com | api.paywithlocus.com | docs.paywithlocus.com |
> | Beta | beta.paywithlocus.com | api.beta.paywithlocus.com | docs.paywithlocus.com |
> | Stage | stage.paywithlocus.com | api.stage.paywithlocus.com | docs.paywithlocus.com |
>
> If the API URL above doesn't match your expected environment, re-fetch this file from the correct domain.

> Browse current loan offerings from Norvik Bank, including interest rates, loan amounts, terms, fees, insurance coverage, and collateral requirements. Compare detailed loan products to find the best financing option for your needs.

**Category:** Finance & Markets | **Website:** [norvikbank.ru/retail/credits/potrebitelskiy_kredit/](https://norvikbank.ru/retail/credits/potrebitelskiy_kredit/) | **Docs:** [parse.bot/marketplace/023c5c03-873b-4c73-a6a1-9fba859ff843/norvikbank-ru-api](https://parse.bot/marketplace/023c5c03-873b-4c73-a6a1-9fba859ff843/norvikbank-ru-api)

Pay-per-use API proxy. Each call is automatically billed to your wallet in USDC.

## Access

**Base URL:** `https://api.paywithlocus.com/api/wrapped/parse-norvikbank-ru-api-023c5c03/`
**Auth:** `Authorization: Bearer <LOCUS_API_KEY>`

## Endpoints

### get_loan_details

Fetches detailed conditions for a specific loan product by its URL path. Returns interest rate, loan amounts, term, fees, insurance, collateral, and other conditions for one loan. The loan_url must be a valid path from get_loan_products results.

**Estimated cost:** Metered

| Field | Type | Required | Description |
|-------|------|----------|-------------|
| `loan_url` | string | Yes | URL path of the loan product page. Valid paths: /retail/credits/potrebitelskiy_kredit/, /retail/credits/secured-loan/, /retail/credits/refinancing/, /retail/credits/car-loan/, /retail/credits/house-building/ |
| `region` | string | No | Region code for localized content. |

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/parse-norvikbank-ru-api-023c5c03/get_loan_details \
  -H "Authorization: Bearer YOUR_LOCUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"loan_url":"<string>","region":"<string>"}'
```

### get_loan_products

Fetches all available loan products from Norvik Bank with their full conditions including interest rates, amounts, terms, fees, insurance requirements, and collateral. Returns 5 loan types: consumer credit, secured loan, refinancing, car loan, and house building loan. Each product includes a URL path usable with get_loan_details for the same data in a single-product call.

**Estimated cost:** Metered

| Field | Type | Required | Description |
|-------|------|----------|-------------|
| `region` | string | No | Region code for localized content. |

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/parse-norvikbank-ru-api-023c5c03/get_loan_products \
  -H "Authorization: Bearer YOUR_LOCUS_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{"region":"<string>"}'
```