# Progressive — Wrapped API

> **You are on:** `https://api.paywithlocus.com/api` | [llms.txt](https://paywithlocus.com/llms.txt) | [docs](https://docs.paywithlocus.com)
>
> Locus runs on multiple environments -- make sure every URL you call matches your expected environment.
> | Environment | Landing | API | Docs |
> |---|---|---|---|
> | Production | paywithlocus.com | api.paywithlocus.com | docs.paywithlocus.com |
> | Beta | beta.paywithlocus.com | api.beta.paywithlocus.com | docs.paywithlocus.com |
> | Stage | stage.paywithlocus.com | api.stage.paywithlocus.com | docs.paywithlocus.com |
>
> If the API URL above doesn't match your expected environment, re-fetch this file from the correct domain.

> Search Progressive's insurance products, coverages, and discounts while finding local agents and reading customer reviews and knowledge base articles. Compare auto insurance options, explore bundling combinations, and get detailed product information all in one place.

**Category:** Finance & Markets | **Website:** [progressive.com/](https://progressive.com/) | **Docs:** [parse.bot/marketplace/7afb398d-d3f4-481c-a81c-f55ec6e7489a/progressive-com-api](https://parse.bot/marketplace/7afb398d-d3f4-481c-a81c-f55ec6e7489a/progressive-com-api)

Pay-per-use API proxy for Locus Pro. Each call burns credits from your workspace balance.

## Access

**Base URL:** `https://api.paywithlocus.com/api/wrapped/credits/progressive/`
**Auth:** `Authorization: Bearer <LOCUS_CREDITS_SECRET_KEY>` (an `lcr_` secret key or a scoped `lcac_` agent credential)
**Required header:** `Idempotency-Key: <fresh UUID per call>`. A retry with the same key replays the stored result without a new charge.
**Response:** the provider response after any endpoint-specific normalization. `X-Locus-Credits-Charged` carries the charge and `X-Locus-Credits-Balance` the remaining balance. Insufficient credits return `402` before the provider is called.
**Pricing:** estimated costs below are USD. Locus debits the credit equivalent at your workspace rate.

Full call contract: https://docs.paywithlocus.com/api-reference/introduction

> Using a Pay With Locus wallet key (`claw_` prefix)? Wallet routes are documented separately: https://docs.paywithlocus.com/wrapped-apis/for-agents

## Endpoints

### Find agent

Find independent insurance agents by state and city using the Progressive agent directory at progressiveagent.com. Returns agent names, addresses, phone numbers, and detail page URLs.

**Estimated cost:** Metered

| Field | Type | Required | Description |
|-------|------|----------|-------------|
| `city` | string | Yes | City name in lowercase, hyphenated for multi-word cities (e.g. 'austin', 'new-york', 'miami'). |
| `state` | string | Yes | State name in lowercase, hyphenated for multi-word states (e.g. 'texas', 'new-york', 'florida'). |

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/credits/progressive/find-agent \
  -H "Authorization: Bearer $LOCUS_CREDITS_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{"city":"<string>","state":"<string>"}'
```

### Get answers article

Retrieve the full content of a specific Progressive Answers knowledge base article. Use URLs obtained from get_answers_articles_by_product. Returns the article title and all text content (paragraphs, headings, list items).

**Estimated cost:** Metered

| Field | Type | Required | Description |
|-------|------|----------|-------------|
| `article_url` | string | Yes | Full URL of the article to retrieve, sourced from get_answers_articles_by_product categories[*].url (e.g. 'https://www.progressive.com/answers/car-insurance-basics-videos/'). |

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/credits/progressive/get-answers-article \
  -H "Authorization: Bearer $LOCUS_CREDITS_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{"article_url":"<string>"}'
```

### Get answers articles by product

List Progressive Answers knowledge base article categories and featured articles from the main answers index page. Returns category links and recent/featured article links with their URLs.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/credits/progressive/get-answers-articles-by-product \
  -H "Authorization: Bearer $LOCUS_CREDITS_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### Get auto coverages

List all auto insurance coverage types with detailed descriptions from Progressive's auto coverages page. Returns coverage name and description pairs for liability, comprehensive, collision, and add-on coverages.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/credits/progressive/get-auto-coverages \
  -H "Authorization: Bearer $LOCUS_CREDITS_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### Get auto discounts

List all available auto insurance discounts with descriptions from Progressive's auto discounts page. Includes safe driver, multi-policy, multi-car, online quote, and other discount programs.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/credits/progressive/get-auto-discounts \
  -H "Authorization: Bearer $LOCUS_CREDITS_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### Get bundling options

Get information about bundling and multi-policy discount options from Progressive's bundling page. Returns FAQ-style entries about insurance bundling benefits, eligibility, and management.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/credits/progressive/get-bundling-options \
  -H "Authorization: Bearer $LOCUS_CREDITS_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### Get product coverages

Get coverage types for any insurance product by its slug. Tries both /insurance-coverages/ and /coverages/ URL patterns for the product. Returns coverage name and description pairs.

**Estimated cost:** Metered

| Field | Type | Required | Description |
|-------|------|----------|-------------|
| `product_slug` | string | Yes | Product URL slug such as 'auto', 'homeowners', 'boat', 'motorcycle'. |

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/credits/progressive/get-product-coverages \
  -H "Authorization: Bearer $LOCUS_CREDITS_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{"product_slug":"<string>"}'
```

### Get product details

Get detailed features and highlights for a specific insurance product page. Parses the product's main page for headings, descriptions, and feature summaries. Returns the page title, meta description, and extracted feature sections.

**Estimated cost:** Metered

| Field | Type | Required | Description |
|-------|------|----------|-------------|
| `product_slug` | string | Yes | Product URL slug such as 'auto', 'homeowners', 'boat', 'motorcycle', 'renters'. |

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/credits/progressive/get-product-details \
  -H "Authorization: Bearer $LOCUS_CREDITS_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{"product_slug":"<string>"}'
```

### Get product discounts

Get discount options for any insurance product by its slug. Returns available discounts with names and descriptions.

**Estimated cost:** Metered

| Field | Type | Required | Description |
|-------|------|----------|-------------|
| `product_slug` | string | Yes | Product URL slug such as 'auto', 'homeowners', 'motorcycle', 'renters'. |

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/credits/progressive/get-product-discounts \
  -H "Authorization: Bearer $LOCUS_CREDITS_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{"product_slug":"<string>"}'
```

### Get reviews

Retrieve customer reviews from the Progressive insurance reviews page. Returns review text content from customer testimonials.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/credits/progressive/get-reviews \
  -H "Authorization: Bearer $LOCUS_CREDITS_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{}'
```

### List insurance products

List all available Progressive insurance products with descriptions, URLs, and product codes. Returns products from the internal product catalog including auto, boat, homeowners, motorcycle, and more. Some niche products may have empty descriptions and URLs.

**Estimated cost:** Metered

_No parameters required._

```bash
curl -X POST https://api.paywithlocus.com/api/wrapped/credits/progressive/list-insurance-products \
  -H "Authorization: Bearer $LOCUS_CREDITS_SECRET_KEY" \
  -H "Idempotency-Key: $(uuidgen)" \
  -H "Content-Type: application/json" \
  -d '{}'
```

## Next steps

- [All wrapped API providers](https://paywithlocus.com/wapi/index.md): pick another provider.
- [Find and call tools](https://paywithlocus.com/agent/tools.md): price ceilings, async results, and errors.
- [Credits and billing](https://paywithlocus.com/agent/billing.md): what a call costs and how to add credits.
- [Agent docs index](https://paywithlocus.com/agent/index.md): every Locus agent page.