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Pay With Locus · USDC wallets on Base

AI Agent Wallet

Non-custodial smart wallets for autonomous AI agents. Fund with USDC, set spending rules, and let your agent transact safely.

Updated

What is an AI agent wallet?

An AI agent wallet is a programmable smart contract wallet that gives autonomous AI agents the ability to hold funds and make payments — without giving them unrestricted access to your money. Locus wallets use ERC-4337 account abstraction on the Base network, providing session keys with limited permissions so agents can transact within the guardrails you define.

How Locus wallets work

Non-custodial by design

Private keys are managed in AWS KMS — they never touch application code. You control the wallet; Locus never takes custody of your funds.

Session keys for agents

Grant your AI agent a session key with specific permissions, spending limits, and expiration. The agent can transact freely within those bounds.

USDC on Base

Fund your wallet with USDC, a dollar-pegged stablecoin, on the Base network. Fast, cheap transactions with stable pricing.

Three-layer policy engine

Enforce global user limits, per-wallet session budgets, and custom policy groups with lifetime, monthly, weekly, or daily caps. Every transaction is checked before execution.

Use cases

  • •Agent tool payments — Agent uses OpenAI, Anthropic, OpenRouter, ElevenLabs, or tools from any of 3337 provider groups and pays per use from its wallet
  • •Service procurement — Agent hires freelancers via escrow, orders virtual cards, or makes purchases
  • •Agent-to-agent payments — Multiple agents can transact with each other through their Locus wallets
  • •Autonomous operations — Run agents 24/7 with budget controls that prevent runaway spending

Related resources

Frequently asked questions

Does Locus hold the funds in an agent wallet?

No. Locus wallets are non-custodial. Private keys are managed in AWS KMS and never touch application code.

How does an agent spend without full access to the wallet?

You grant the agent a session key with specific permissions, spending limits, and an expiration. The agent can only transact within those bounds.

What do I fund an AI agent wallet with?

USDC, a dollar-pegged stablecoin, on the Base network.

What limits can I put on an agent wallet?

Global user limits, per-wallet session budgets, and custom policy groups. Each can use lifetime, monthly, weekly, or daily caps, and every transaction is checked before it runs.

Create your agent walletView pricing