AI Agent Virtual Card | Prepaid Cards for Agents | Locus
DocsStart free
←All use cases

AI Agent Virtual Card

Give your AI agent a virtual debit card to make purchases anywhere that accepts card payments — powered by Laso Finance and funded from your Locus wallet.

Why agents need virtual cards

Not every service accepts crypto or has an API. When your AI agent needs to purchase a SaaS subscription, buy cloud compute credits, order supplies, or pay for any service that only accepts traditional card payments, it needs a debit card. But giving an agent your personal credit card is a security nightmare — no spending controls, no isolation, and no audit trail. Virtual debit cards solve this by creating a dedicated, disposable card number with preset spending limits that your agent can use for card-based transactions. Through Locus's integration with Laso Finance, agents can order virtual cards funded from their USDC wallet.

How it works with Laso Finance

Order a virtual card

Your agent requests a virtual debit card through the Locus API. The card is provisioned by Laso Finance and funded with USDC from the agent's Locus wallet. You specify the card's spending limit and optional restrictions.

Use anywhere cards are accepted

The virtual card works like any Visa or Mastercard debit card. The agent can use it for online purchases, SaaS signups, cloud provider billing, domain registrations, and any other card-based payment.

Built-in spending controls

Each card has its own spending limit. The agent can only spend up to the amount loaded onto the card, and Locus's policy engine adds additional guardrails. You can create multiple cards with different limits for different purposes.

Full transaction visibility

Every card transaction appears in your Locus audit trail alongside API payments. See exactly where the agent spent money, when, and how much — all in one dashboard.

Virtual card use cases

  • •SaaS subscriptions — Agent signs up for tools like Notion, Figma, or GitHub with its own card. Cancel anytime by deactivating the card.
  • •Cloud compute — Pay for AWS, GCP, or other cloud services that require a card on file. The card's spending limit caps cloud costs.
  • •Domain and hosting — Agent registers domains, purchases SSL certificates, or pays for hosting services autonomously.
  • •One-time purchases — Buy digital assets, stock photos, premium datasets, or any online product. Create a single-use card with the exact purchase amount for maximum security.

Security advantages

Virtual cards are inherently more secure than sharing your personal card with an agent. Each card is isolated — if compromised, only the funds loaded on that specific card are at risk. You can create single-use cards that auto-deactivate after one transaction. Cards can be instantly frozen or cancelled through the Locus API. And because they're funded from a USDC wallet, there's no connection to your personal bank account or credit line. This layered approach — wallet spending limits, card-level limits, and single-use options — provides defense in depth for autonomous agent spending.

Related resources

Order a virtual cardVirtual card API docs